**Member Notice**

With effect from 1st March 2024, members can lodge funds to their shares using the 'Online Lodgement' option. This is available via the secure area of the website. Please ensure that you select the correct account when lodging funds for eg if you are making a loan payment select 'Loan'.
You can then make an additional lodgement to your shares after making your loan payment. Members who do not have a loan can now lodge funds to their 'Share Account'. Any queries or guidance please contact the office on 0287134 5579.

Click here to find out more
Benefits Calculator
Could you be missing out on valuable financial support without realising? £16 billion of benefits and tax credits remain unclaimed in the UK each year – most often by low income working households.
Not sure you’re getting all the help you’re entitled to? Use the Benefits Calculator to find out what you could claim. 
Try the benefits calculator now 
By entering a few details about your situation, you’ll get a free and impartial assessment of all the benefits and tax credits you are entitled to and what you have to do to claim them: from means tested benefits like Universal Credit and Child Tax Credit, right through to the latest benefits for energy bills.
Make the Call Service
Thanks to a simple phone call, thousands of people across Northern Ireland are now accessing money and other help that they previously weren’t receiving. The ‘Make the Call’ service from the Department for Communities enables you to find out quickly and easily whether you are receiving all the benefits, supports and services to which you are entitled. 
0800 232 1271*
Text: ADVICE to 67300*
Mon-Fri: 9:00am to 5:00pm *network charges may apply  Further information can be found here.

Cost of Living Crisis

Please click here to gain valuable tips on budgeting and information on support services available

Sponsorship Forms

If you wish to apply to the Board of Directors for sponsorship or a donation for your organisation, please click on the link below.  Please print and complete the application form and return it to the Waterside Credit Union office at 55-57 Spencer Road, Waterside, BT47 6AA:
We have been informed that there is currently a phishing scam targeting credit union members.

Members receive an email from the email address or one similar to this.  The email will inform the member of a file named "Payment Confirmation" that's been transferred to them through a site called WeTransfer, by what appears to be your Credit Union, and will be encouraged to click to download the files. 

This scam is designed to collect your personal details with a view to gaining access to personal financial accounts.

Please note the credit union does not request personal details by email from its members or use any third party websites to collect members details.  If you receive an email similar to the one outlined above , please ignore it.
Online Loan Applications

You can now apply for a loan online.  To apply for a loan login to the members area and click the apply for loan button. Enter as much details as possible and once you submit the loan application you will be contacted by a staff member at Waterside Credit Union reguarding your application.
If you do not have access to the members area already then register today!